Hello Wil,
I believe it is all one.
Scott
IDS
Wednesday, March 31, 2004, 6:33:05 PM, you wrote:
WH> What gateway would you use with the Costco/Nova? Will Authnet or Verisign
WH> plug it in or do they have their own gateway?
WH> Wil
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WH> -----Original Message-----
WH> From: [email protected]
WH> [mailto:[email protected]]On Behalf Of mivalist
WH> Sent: Wednesday, March 31, 2004 8:23 PM
WH> To: Remik - dotCOM designers; [email protected]
WH> Subject: RE: [mru] collecting CV2 (CVV2??) data
WH> Add me to the list of those who got the CSI letters as well. I was already
WH> looking for a new merchant account just before the March letter but have
WH> intensified my searching since then. Costco/Nova is starting to sound
WH> promising though.
WH> Dan
WH> Impulse Creations
WH> For low priced back issue comics and the very best in service visit us at
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WH> -----Original Message-----
WH> From: [email protected] [mailto:[email protected]]On
WH> Behalf Of Remik - dotCOM designers
WH> Sent: Wednesday, March 31, 2004 12:57 PM
WH> To: Kelly Eberhard XR LLC; [email protected]
WH> Subject: Re: [mru] collecting CV2 (CVV2??) data
WH> ----- Original Message -----
WH> From: "Kelly Eberhard XR LLC" <[email protected]>
WH> Sent: Wednesday, March 31, 2004 10:56 AM
WH> Subject: Re: [mru] collecting CV2 (CVV2??) data
>> You can shop around for the merchant account too. Many places
>> offer both the gateway and the merchant account as a combo,
>> but many will also split them up. I know Card Service Int does. Their
>> link point gateway has not been very reliable, but their merchant
>> account has been fine for us. They are also willing to negotiate on
>> their rates depending on your past history and credit and volume.
WH> Kelly,
WH> Did you receive any letters from them in December and then again in March
WH> indicating that they are raising your discount rates? Virtually everyone we
WH> know that uses Cardservices has received these two letters (some only
WH> received
WH> one, but chances are they simply haven't caught up with them on their March
WH> billing yet). CSI claims that because of the lawsuits that Visa/MasterCard
WH> lost
WH> recently, amounting to couple billion dollars in fines and damages, they are
WH> forced to raise all their fees to pay for these fines. Yes, I know, bad
WH> them,
WH> they get slapped with a fine, but at the end of the day they just pass on
WH> the
WH> fine onto individual merchants! How will they learn from their screwups if
WH> they
WH> are not suffering financially themselves is beyond me...
WH> Anyway... it appears that virtually all their accounts had their discount
WH> rates
WH> raised by approximately 0.5% to 0.7% in just the past 3 months. That's two
WH> increases within 90 days of each other.
WH> Trying to contact them to negotiate better rates is met with a resounding
WH> "absolutely not." We, ourselves, have had an account with them for years
WH> and
WH> have had literally no chargebacks (couple disputes from people who didn't
WH> recognize the charges at first, but that's it). We decided to drop them as
WH> virtually any other merchant bank was a better choice after their rate
WH> increases.
WH> I'd be curious to see if you got these letters as well...
WH> Remik Kolodziej
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