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Take a look at it. It gives the customer the ability to split their purchase into 4 payments. The merchant is paid upfront, and all the no-pay risk is taken on by Quadpay. Seems that it would help convert some larger purchases. Also a Quadpay merchant can use it in their brick and mortar store too!
Also, there seems to be a problem with integrating ApplePay on Miva's product pages if Affirm is integrated. We discovered this problem when we had Miva devs integrating ApplePay for us.. after a lot of communicating with Affirm, Miva, and our developer the issue is still unresolved, so we use the ApplePay button only on our Checkout Page.
I'd be interested in looking at QuadPay as an alternative..
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