Consequences of not being PA-DSS Validated

[NMMLP]

What are the consequences of not being PA-DSS Validated?

Our site uses Miva 4.24. We only use Credit Card Payment With Simple Validation, and run credit card numbers manually using a terminal in our office. Will we have any problems if we do not upgrade to Miva Merchant 5.5?

We're in the process of developing a new (replacement) website with different (non-Miva) shopping cart software. We should launch in a couple of months. I don't want to invest time and energy upgrading our Miva installation unless I really have to.

[NMMLP]

Re: Consequences of not being PA-DSS Validated

I read some more posts in this forum and learned that yes, this issue will affect our site.

But I still don't know HOW it will affect our site. Will the store stop working? Will customers get a warning message about the site not being PA-DSS Validated? Will our site be listed in some big black book of evil websites?

Please let me know what the consequences will be for us, and our customers.

Thanks.

[Gamelord]

Re: Consequences of not being PA-DSS Validated

One of the consequences is that you may be fined each month that your store is not compliant. This may be as little as say 15-20 bucks extra per month but could be more. It is also possible that you may lose your ability to accept / charge / process credit cards through your processor.

I don't know this for a fact, your best bet would be to get with your current processor company and talk to them about it.