Hackers stealing credit cards in bulk have redirected their efforts to ecommerce sites. The shift to online fraud is partially due to banks adding EMV chip technology to credit and debit cards - an effort to prevent mass credit card theft via point-of-sale systems (ie: Target and Home Depot security breaches).
As threat vectors evolve, it's important to educate our merchants and help them take action in protecting their customers and ecommerce businesses.
PCI SAQ-A is a one-page, 10-question PCI compliance process that is only available to merchants who use certain PCI Certified technologies. With proper implementation, merchants can protect their online store and reduce their potential liability.
PCI Compliance can still be achieved via the direct connection method using an SAQ-D and an approved PCI Council on site auditor, which is different than simply being scanned (quarterly PCI scans that are often pushed by merchant account vendors do not provide any actual protection, guarantee of compliance, or limitation of liability). The full audit method is very expensive and onerous. Realistically, the largest online retailers that maintain and run their own hosting infrastructure only use a full audit method.
Miva offers three secure payment solutions native to our ecommerce platform that qualify for a PCI SAQ-A.
Contact your Account Manager or fill out the form below and and a member of our team will follow up with you to ensure your Miva store is PCI compliant.