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Pay In 4 + PayPal Credit

Give your sales a boost with Pay Later

at no additional cost to you.

Activate Now

Give customers more ways to buy.

Pay in 43 and PayPal Credit1 are included in PayPal Checkout, so you can start offering customer financing immediately.

A win for your customers.

Payment flexibility

You get paid up front, while your customers pay later.

Most trusted brand

Rated most trust among buy now, pay later providers.2

Interest-free choice

With Pay in 4, your customers can have an interest-free option to buy now and pay later.3

Purchasing power

With the ability to spread payments over time, purchases become more affordable.

A win for your business.

Increased sales

Give shoppers more spending power and you can help boost your average order values.

No additional costs

Pay later offers are included in your existing PayPal rate.4

Easy promotion

Add dynamic pay later messaging to your site with a single integration.

NextGen shoppers

Connect with active millennial and Gen Z PayPal shoppers around the globe.

Man sitting outdoors using his phone.

What buy now, pay later means for your bottom line

more likely to purchase

Consumers say they are more likely to make a purchase with a retailer that offers interest-free payment options.5

increase in average order value (AOV)

Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.6

global users

PayPal connects you with 400M+ active consumer and merchant accounts globally.

Here's how it works

Show dynamic pay later messaging on your site.

With Pay in 4 and PayPal Credit, you can help customers buy what they want when they need it. After setup, dynamic messaging will display the most relevant Pay Later offer to your customers.

Your customer selects their best option.

Flexible Pay Later options help your customers make their purchases today.

Customers get clear payment information.

And there are no application fees for customers and no additional costs for your business.

PayPal does the rest.

Once the order is processed, you get paid up front. And PayPal takes care of collecting payments from your customers.

Seamless Setup

Already have a Miva account?

Learn more about PayPal for your business.

Get Started Today

Ready to learn more about Miva?

Sign up for a free demo of the Miva platform.

Schedule Demo

1 PayPal Credit is subject to consumer credit approval.

2 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.

3 About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee

4 Standard pricing applies. Find out more about fees here.

5 Online study commissioned by PayPal and conducted by Logica Research in May 2020 involving 2000 U.S. consumers, half were PayPal Credit users and half were non-PayPal Credit users.

6 Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without, 2019 PayPal internal data.

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