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Pay In 4 + Pay Monthly

Give your sales a boost with Pay Later.

There's no additional cost to your business.

Learn More

Offer customers more ways to buy.

PayPal Pay Later is included in PayPal Checkout on Miva at no additional cost to you. Once enabled, Pay in 4 and Pay Monthly* dynamic messaging can help increase your conversions1, boost average order values (AOV)2, and encourage customers to buy more3 – and buy again.4 It's easy to activate in just a few clicks.

Activate now

Pay Later is good for business.

Woman outdoors typing a card number into her phone.

What buy now, pay later means for your bottom line

63%
more likely to purchase

Almost two-thirds of buy now, pay later (BNPL) users say they are more likely to complete a purchase if a BNPL option is available.7

39%
increase in cart sizes.

PayPal Pay Later is boosting merchant's conversion rates and increasing cart sizes by 39%.2

84%
look for it before checkout.

The majority of buy now, pay later (BNPL) users decide to use a BNPL solution prior to checkout.8

What customers will see.

Pay in 4

Smartphone showing Pay in 4 option on product page.
Smartphone showing Pay in 4 option on PayPal page.
Smartphone showing part of Pay in 4 process.
Smartphone showing Pay in 4 plan summary.

Pay Monthly

Smartphone showing Pay Monthly option on product page.

Show dynamic Pay Later messaging on your site.

Once enabled, dynamic messaging will display the most relevant Pay Later offer – either Pay in 4 or Pay Monthly – to your customers while they're shopping.

Smartphone showing Pay Monthly option on PayPal page.

Your customer sees the most relevant Pay Later option.

Customers choose between Pay in 4 or Pay Monthly at checkout.

Smartphone showing part of Pay Monthly process.

Customers get clear payment information.

Pay in 4 or Pay Monthly payments are clearly presented.

Smartphone showing Pay Monthly plan summary.

PayPal does the rest.

Once the order is processed, you get paid up front. And PayPal takes care of collecting payments from your customers.

Seamless Setup

Already have a Miva account?

Learn more about PayPal for your business.

Get Started Today

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*About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee.

Pay Monthly is subject to consumer credit approval. 9.99-29.99% APR based on the customer's creditworthiness. PayPal, Inc.: RI Loan Broker Licensee. The lender for Pay Monthly is WebBank.

162% of BNPL users say that seeing a buy now, pay later message while shopping encouraged them to complete a purchase. TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among BNPL users, US (n=282), UK (n=303), DE (n=342), AU (n=447), FR (n=255)).

2PayPal's Buy Now, Pay Later is boosting merchant s conversion rates and increasing cart sizes by 39%. PayPal Q2 Earnings-2021.

380% of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n= 357)

474% of BNPL users are more likely to shop at a merchant again if they offer a buy now, pay later option. TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282).

5PayPal is the most trusted brand across BNPL payment providers. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.

6The Truth About BNPL And Store Cards Report, an online study commissioned by PayPal and conducted by PYMNTS, based on a census- balanced survey of 2,161 U.S. consumers from Dec. 10 to Dec. 17, 2021.

7TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among BNPL users, US (n=282), UK (n=303), DE (n=342), AU (n=447), FR (n=255).

884% of BNPL users decide to use a buy now pay later solution prior to checkout. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL users, n=357)

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