You get paid up front, while your customers pay later.
Rated most trust among buy now, pay later providers.2
With Pay in 4, your customers can have an interest-free option to buy now and pay later.3
With the ability to spread payments over time, purchases become more affordable.
Give shoppers more spending power and you can help boost your average order values.
Pay later offers are included in your existing PayPal rate.4
Add dynamic pay later messaging to your site with a single integration.
Connect with active millennial and Gen Z PayPal shoppers around the globe.
more likely to purchase
Consumers say they are more likely to make a purchase with a retailer that offers interest-free payment options.5
increase in average order value (AOV)
Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.6
PayPal connects you with 400M+ active consumer and merchant accounts globally.
With Pay in 4 and PayPal Credit, you can help customers buy what they want when they need it. After setup, dynamic messaging will display the most relevant Pay Later offer to your customers.
Flexible Pay Later options help your customers make their purchases today.
And there are no application fees for customers and no additional costs for your business.
Once the order is processed, you get paid up front. And PayPal takes care of collecting payments from your customers.